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2008 SESSION
SB 576 Credit reports; authorizes consumer to freeze access thereto.
Introduced by: Richard L. Saslaw | all patrons ... notes | add to my profiles
SUMMARY AS ENACTED WITH GOVERNOR'S RECOMMENDATION: (all summaries)
Freezing access to credit reports. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer's express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A fee of up to $10 may be charged for establishing a freeze, except identity theft victims are not required to pay a fee. A person who willfully fails to comply with the requirements is liable to a consumer for actual damages of between $100 and $1,000, punitive damages, and reasonable attorney fees. A person who negligently fails to comply with the requirements is liable to a consumer for actual damages and reasonable attorney fees. The Attorney General is authorized to take enforcement actions. HB 1311 is identical. SB 325 and SB 461 are incorporated in this bill.
FULL TEXT
- 01/09/08 Senate: Prefiled and ordered printed; offered 01/09/08 080050324 pdf
- 02/11/08 Senate: Committee substitute printed 080179324-S1 pdf
- 03/04/08 Senate: Bill text as passed Senate and House (SB576ER) pdf | impact statement
- 03/08/08 Senate: Governor's substitute printed 089636802-S2 pdf
- 03/08/08 Senate: Reenrolled bill text (SB576ER2) pdf
- 03/14/08 Governor: Acts of Assembly Chapter text (CHAP0480) pdf
AMENDMENTS
HISTORY
- 01/09/08 Senate: Prefiled and ordered printed; offered 01/09/08 080050324
- 01/09/08 Senate: Referred to Committee on Commerce and Labor
- 01/29/08 Senate: Assigned C&L sub: Financial Institutions & Insurance
- 02/11/08 Senate: Committee substitute printed 080179324-S1
- 02/11/08 Senate: Reported from Commerce and Labor with substitute (15-Y 0-N)
- 02/12/08 Senate: Constitutional reading dispensed (40-Y 0-N)
- 02/12/08 Senate: Read second time
- 02/12/08 Senate: Reading of substitute waived
- 02/12/08 Senate: Committee substitute agreed to 080179324-S1
- 02/12/08 Senate: Engrossed by Senate - committee substitute SB576S1
- 02/12/08 Senate: Constitutional reading dispensed (40-Y 0-N)
- 02/12/08 Senate: Passed Senate (39-Y 0-N)
- 02/12/08 Senate: Reconsideration of passage agreed to by Senate (40-Y 0-N)
- 02/12/08 Senate: Passed Senate (40-Y 0-N)
- 02/12/08 Senate: Communicated to House
- 02/14/08 House: Placed on Calendar
- 02/14/08 House: Read first time
- 02/14/08 House: Referred to Committee on Commerce and Labor
- 02/26/08 House: Reported from Commerce and Labor (22-Y 0-N)
- 02/28/08 House: Read second time
- 02/29/08 House: Read third time
- 02/29/08 House: Passed House BLOCK VOTE (98-Y 0-N)
- 02/29/08 House: VOTE: BLOCK VOTE PASSAGE (98-Y 0-N)
- 03/04/08 Senate: Enrolled
- 03/04/08 Senate: Bill text as passed Senate and House (SB576ER)
- 03/04/08 House: Signed by Speaker
- 03/04/08 Senate: Signed by President
- 03/08/08 Senate: Governor's substitute printed 089636802-S2
- 03/08/08 Senate: Governor's recommendation received by Senate
- 03/08/08 Senate: Placed on Calendar
- 03/08/08 Senate: Senate concurred in Governor's recommendation (40-Y 0-N)
- 03/08/08 House: Passed by temporarily
- 03/08/08 House: House concurred in Governor's recommendation (89-Y 1-N 1-A)
- 03/08/08 House: VOTE: --- ADOPTION (89-Y 1-N 1-A)
- 03/08/08 Governor: Governor's recommendation adopted
- 03/08/08 Senate: Reenrolled
- 03/08/08 Senate: Reenrolled bill text (SB576ER2)
- 03/08/08 Senate: Signed by President as reenrolled
- 03/08/08 House: Signed by Speaker as reenrolled
- 03/08/08 House: Enacted, Chapter 480 (effective 7/1/08)
- 03/14/08 Governor: Acts of Assembly Chapter text (CHAP0480)