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2008 SESSION
SB 325 Credit reports; authorizes armed services members and spouses to freeze.
Introduced by: Frank W. Wagner | all patrons ... notes | add to my profiles
SUMMARY AS INTRODUCED:
Credit report security freezes for armed services members. Authorizes Virginia-domiciled members of the armed services who are deployed to another country and their spouses to freeze access to their credit reports. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer's express authorization. The measure provides a means by which the service member or spouse can release his report, permanently, temporarily, or to a specific third party. A consumer reporting agency may not charge a fee for establishing a credit freeze, but may charge a fee of no more than $5 for removing or temporarily lifting a freeze. Violations are a prohibited practice under the Consumer Protection Act. This bill is incorporated into SB 576.
FULL TEXT
HISTORY
- 01/08/08 Senate: Prefiled and ordered printed; offered 01/09/08 084621340
- 01/08/08 Senate: Referred to Committee on Commerce and Labor
- 01/29/08 Senate: Assigned C&L sub: Financial Institutions & Insurance
- 02/11/08 Senate: Incorporated by Commerce and Labor (SB576-Saslaw) (15-Y 0-N)