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2008 SESSION
HB 1311 Credit reports; authorizes consumer to freeze access thereto.
Introduced by: Kathy J. Byron | all patrons ... notes | add to my profiles
SUMMARY AS ENACTED WITH GOVERNOR'S RECOMMENDATION: (all summaries)
Freezing access to credit reports. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer's express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A fee of up to $10 may be charged for establishing a freeze, except identity theft victims are not required to pay a fee. A person who willfully fails to comply with the requirements is liable to a consumer for actual damages of between $100 and $1,000, punitive damages, and reasonable attorney fees. A person who negligently fails to comply with the requirements is liable to a consumer for actual damages and reasonable attorney fees. The Attorney General is authorized to take enforcement actions. SB 576 is identical. HB 1339, HB 785, HB 607, HB 897, HB 1307, HB 35, HB 345, HB 4, HB 175, and HB 16 are incorporated in this bill.
FULL TEXT
- 01/09/08 House: Prefiled and ordered printed; offered 01/09/08 080036448 pdf
- 01/30/08 House: Committee substitute printed 080151448-H1 pdf | impact statement
- 03/03/08 House: Bill text as passed House and Senate (HB1311ER) pdf | impact statement
- 03/08/08 House: Governor's substitute printed 089635802-H2 pdf
- 03/08/08 House: Reenrolled bill text (HB1311ER2) pdf
- 03/14/08 Governor: Acts of Assembly Chapter text (CHAP0496) pdf
AMENDMENTS
HISTORY
- 01/09/08 House: Prefiled and ordered printed; offered 01/09/08 080036448
- 01/09/08 House: Referred to Committee on Commerce and Labor
- 01/25/08 House: Assigned C & L sub: 2
- 01/29/08 House: Reported from Commerce and Labor with substitute (19-Y 1-N)
- 01/30/08 House: Committee substitute printed 080151448-H1
- 01/31/08 House: Read first time
- 02/01/08 House: Read second time
- 02/01/08 House: Committee substitute agreed to 080151448-H1
- 02/01/08 House: Engrossed by House - committee substitute HB1311H1
- 02/04/08 House: Read third time and passed House (99-Y 0-N)
- 02/04/08 House: VOTE: --- PASSAGE (99-Y 0-N)
- 02/04/08 House: Communicated to Senate
- 02/05/08 Senate: Constitutional reading dispensed
- 02/05/08 Senate: Referred to Committee on Commerce and Labor
- 02/25/08 Senate: Reported from Commerce and Labor (15-Y 0-N)
- 02/27/08 Senate: Constitutional reading dispensed (40-Y 0-N)
- 02/28/08 Senate: Read third time
- 02/28/08 Senate: Passed Senate (40-Y 0-N)
- 03/03/08 House: Enrolled
- 03/03/08 House: Bill text as passed House and Senate (HB1311ER)
- 03/04/08 House: Signed by Speaker
- 03/04/08 Senate: Signed by President
- 03/08/08 House: Governor's recommendation received by House
- 03/08/08 House: Placed on Calendar
- 03/08/08 House: Governor's substitute printed 089635802-H2
- 03/08/08 House: Passed by temporarily
- 03/08/08 House: House concurred in Governor's recommendation (89-Y 1-N 1-A)
- 03/08/08 House: VOTE: --- ADOPTION (89-Y 1-N 1-A)
- 03/08/08 Senate: Senate concurred in Governor's recommendation (40-Y 0-N)
- 03/08/08 Governor: Governor's recommendation adopted
- 03/08/08 House: Reenrolled
- 03/08/08 House: Reenrolled bill text (HB1311ER2)
- 03/08/08 House: Signed by Speaker as reenrolled
- 03/08/08 Senate: Signed by President as reenrolled
- 03/08/08 House: Enacted, Chapter 496 (effective 7/1/08)
- 03/14/08 Governor: Acts of Assembly Chapter text (CHAP0496)