Administrative orders; collection of interest. Amending § 8.01-382. (Patron-Loupassi, HB 882 (Chapter 219))

Adult protective services; financial institution employees to report suspected financial abuse of elder or dependent persons. Amending § 63.2-1606. (Patron-Edwards, SB 738 (C))

Betterment loans; Director of Department of Environmental Quality to determine eligibility therefor. Adding §§ 10.1-1185.1 and 32.1-165.1. (Patron-Poindexter, HB 1408 (F))

Consumer credit reports; joint subcommittee to study security freezes thereon. (Patron-O’Bannon, HJR 15 (F))

Consumer Real Estate Settlement Protection Act; interest on escrow accounts. Amending § 6.1-2.23. (Patron-Englin, HB 804 (F))

Consumer Real Estate Settlement Protection Act; licensing standards. Amending § 6.1-2.21. (Patron-Hall, HB 1264 (F))

Consumers; joint subcommittee to study access to credit in State. (Patron-Hugo, HJR 173 (F))

Credit card theft; person who uses, possesses, etc. card of another without cardholder’s consent. Amending § 18.2-198.1. (Patron-Moran, HB 1241 (Chapter 797))

Credit Counseling Act; removes two factors that State Corporation Commission is required to use when setting fees. Amending § 6.1-363.14. (Patron-Purkey, HB 915 (Chapter 508))

Credit reports; authorizes an individual to freeze access thereto. Amending §§ 59.1-200 and 59.1-444; adding § 59.1-443.3. (Patron-Ware, R.L., HB 16 (I) See HB1311; Plum, HB 345 (I) See HB1311)

Credit reports; authorizes armed services members and spouses to freeze. Amending §§ 59.1-200 and 59.1-444; adding § 59.1-443.3. (Patron-Wagner, SB 325 (I) See SB576; Whipple, SB 461 (I) See SB576)

Credit reports; authorizes consumer to freeze access thereto. Adding §§ 59.1-444.1 and 59.1-444.2. (Patron-Byron, HB 1311 (Chapter 496); Saslaw, SB 576 (Chapter 480))

Credit reports; authorizes consumer to freeze access thereto. Amending §§ 59.1-200 and 59.1-444; adding § 59.1-443.3. (Patron-Tata, HB 4 (I) See HB1311; Oder, HB 35 (I) See HB1311; Eisenberg, HB 607 (I) See HB1311; Brink, HB 785 (I) See HB1311; Lohr, HB 897 (I) See HB1311; Barlow, HB 1339 (I) See HB1311)

Credit reports; fee exemption for security freezes for military personnel. Amending §§ 59.1-200 and 59.1-444; adding § 59.1-443.3. (Patron-Morgan, HB 1307 (I) See HB1311)

Credit unions; added to institutions that may be qualified public depositories. Amending §§ 2.2-1813, 2.2-1814, 2.2-1816, 2.2-1818, and 2.2-4401. (Patron-Newman, SB 675 (F))

Deed of trust or mortgage; reduces time in which one may enforce. Amending §§ 8.01-241 and 8.01-241.1. (Patron-Fralin, HB 1133 (Chapter 226))

Higher educational institutions; policies addressing student loan vendors. Adding § 23-4.3:2. (Patron-McEachin, SB 510 (Chapter 624))

Identity theft and credit card fraud; adds crimes related thereto to matters multijurisdictional grand jury may investigate. Amending § 19.2-215.1. (Patron-Hurt, SB 549 (Chapter 704))

Insurance company investments; preferred stocks. Amending § 38.2-1423. (Patron-Miller, Y.B., SB 182 (Chapter 93))

Investment of Public Funds Act; authorized through Certificate of Deposit Account Registry Service. Adding § 2.2-4518. (Patron-Puckett, SB 399 (Chapter 103))

Mortgage Lender and Broker Act; State Corporation Commission to enforce certain laws for home ownership protection. Amending §§ 6.1-409, 6.1-414, 6.1-425, 6.1-428, 6.1-430, 19.2-389, and 30-261; adding §§ 6.1-423.1 and 6.1-423.2. (Patron-Suit, HB 1487 (Chapter 863))

Mortgage lenders and brokers; duties to borrowers. Amending § 6.1-411; adding § 6.1-423.1. (Patron-McEachin, SB 157 (C))

Mortgage lenders and brokers; licensure and regulations. Amending §§ 6.1-409, 6.1-422, and 6.1-428; adding § 6.1-422.2. (Patron-Sickles, HB 1097 (F))

Mortgage lenders and brokers; prohibited from making a mortgage loan that is more expensive than another which borrower qualifies. Amending § 6.1-422. (Patron-Martin, SB 709 (F))

Mortgage lenders or servicers; notice and additional time before foreclosure on high-risk loans. Adding § 55-59.1:1. (Patron-Puckett, SB 797 (Chapter 878))

Mortgage lending and brokering practices; prohibitions and penalties. Amending §§ 6.1-409, 6.1-411, and 6.1-431; adding §§ 6.1-422.2 through 6.1-422.5. (Patron-Deeds, SB 258 (C))

Mortgage loans; escrowing taxes and insurance. Adding § 6.1-2.8:1. (Patron-Sickles, HB 1091 (C))

Mortgage loans; evidence of legal presence required. Adding § 6.1-2.8:1. (Patron-Nichols, HB 156 (F))

Mortgages; requirements for certain. Adding § 6.1-2.8:1. (Patron-Sickles, HB 1093 (C))

Motor vehicle equity loans; caps interest thereon. Amending §§ 6.1-249, 6.1-330.55, 6.1-330.78, and 59.1-200; adding §§ 6.1-480 through 6.1-507. (Patron-Obenshain, SB 565 (F))

Payday lending charges; establishes maximum annual interest rate. Amending §§ 6.1-459, 6.1-460, and 6.1-461. (Patron-Reynolds, SB 24 (F); Locke, SB 238 (F); McEachin, SB 670 (F))

Payday lending charges; establishes maximum annual interest rate. Amending §§ 6.1-459 and 6.1-460. (Patron-O’Bannon, HB 249 (I) See HB12)

Payday lending charges; establishes maximum annual interest rate. Amending § 6.1-460. (Patron-Jones, D.C., HB 1404 (I) See HB12; Miller, J.C., SB 279 (F))

Payday lending charges; establishes maximum annual interest rate. Amending §§ 6.1-460 and 6.1-461. (Patron-Morrissey, HB 1377 (F))

Payday lending charges; power of localities to regulate. Amending §§ 6.1-459, 6.1-460, and 6.1-461. (Patron-Marshall, R.G., HB 189 (F))

Payday lending industry; Joint Legislative Audit and Review Commission to study. (Patron-Sickles, HJR 168 (F))

Payday Loan Act; repealing Act referring thereto. Amending §§ 6.1-249, 6.1-330.55, 6.1-439, and 59.1-200; repealing §§ 6.1-444 through 6.1-471. (Patron-McClellan, HB 730 (I) See HB12; Reynolds, SB 25 (F); McEachin, SB 156 (F); Locke, SB 278 (F))

Payday Loan Act; requires State Corporation Commission to contract with one or more third parties to develop and maintain Internet-accessible database to determine applicant’s eligibility. Amending §§ 6.1-444, 6.1-453, 6.1-457, 6.1-459, 6.1-460, 6.1-467, and 6.1-469; adding §§ 6.1-453.1, 6.1-459.1, and 6.1-469.1. (Patron-Sickles, HB 1103 (F))

Payday Loan Act; requires State Corporation Commission to contract with one or more third parties to develop and maintain Internet-accessible database to determine applicant’s eligibility. Amending § 6.1-453. (Patron-Ware, O., HB 176 (I) See HB12; Nixon, HB 1505 (F))

Payday Loan Act; requires State Corporation Commission to contract with one or more third parties to develop and maintain Internet-accessible database to determine applicant’s eligibility. Amending §§ 6.1-453, 6.1-459, 6.1-467, and 6.1-469. (Patron-Ware, R.L., HB 1351 (F))

Payday Loan Act; requires State Corporation Commission to contract with one or more third parties to develop and maintain Internet-accessible database to determine applicant’s eligibility, interest rate capped. Amending §§ 6.1-459, 6.1-460, 6.1-461, 6.1-467, and 6.1-469; adding §§ 6.1-453.1 and 6.1-469.1. (Patron-Oder, HB 12 (Chapter 849); Puckett, SB 588 (Chapter 876))

Payday loans; prohibits lender from harassing, oppressing, or abusing when collecting a debt. Amending § 6.1-459. (Patron-McEachin, SB 694 (F))

Real estate lending practices; prohibits assessment of prepayment penalty on a loan on an owner-occupied home more than two years after origination date of loan. Amending §§ 6.1-330.83 and 6.1-422. (Patron-Jones, D.C., HB 1495 (F))

Retirement System; authority to manage and invest certain funds. Amending §§ 15.2-1547, 15.2-1548, 15.2-1549, and 51.1-124.31; adding §§ 51.1-124.37 and 51.1-169. (Patron-Stolle, SB 614 (F))

Security of Public Deposits Act; eligible collateral and amends definition of qualified public depository. Amending § 2.2-4401. (Patron-Puckett, SB 398 (Chapter 7))

Small Business Financing Act; preferred lenders. Amending §§ 2.2-2279, 2.2-2285, and 2.2-2290. (Patron-Moran, HB 1459 (Chapter 744))

Small Estate Act; updates certain banking and fiduciary statutes to make them consistent with Act. Amending §§ 6.1-71, 6.1-194.58, 6.1-225.49, and 26-12.3. (Patron-Watts, HB 279 (C))

State Corporation Commission; confidentiality of information. Amending §§ 6.1-2.27:1 and 38.2-1834.1. (Patron-Hargrove, HB 831 (Chapter 303))

Surety bond; increases amount under Consumer Real Estate Settlement Protection Act. Amending § 6.1-2.21. (Patron-Stosch, SB 149 (Chapter 92))

Unclaimed property; credit union accounts. Amending § 55-210.3:01. (Patron-Byron, HB 1313 (Chapter 556); Puller, SB 137 (Chapter 90))

Unclaimed property; reduces holding period for abandonment for banks and financial organizations. Amending § 55-210.3:01. (Patron-Colgan, SB 583 (C))

Uniform Power of Attorney Act; established. Amending §§ 6.1-125.15:1, 37.2-1009, 37.2-1020, 37.2-1023, 55-34.7, 55-544.01, 55-544.02, and 55-546.02; adding §§ 26-71.01 through 26-74.03; repealing §§ 11-9.1 through 11-9.7 and 37.2-1018. (Patron-Iaquinto, HB 950 (F))

Venture capital investments; creates program which makes investment return guarantees for certain. Adding § 2.2-2238.2. (Patron-Purkey, HB 166 (F))

Wet Settlement Act; adds to definition of settlement. Amending § 6.1-2.10. (Patron-Sickles, HB 1098 (Chapter 514))

Wet Settlement Act; lender’s disclosure of charges for appraisal and valuation. Adding § 6.1-2.13:3. (Patron-McEachin, SB 158 (Chapter 400))