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ACROSS SESSIONS
- Subject Index: Since 1995
- Bills & Resolutions: Since 1994
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Developed and maintained by the Division of Legislative Automated Systems.
1999 SESSION
SJ 421 Consumer credit information.
Introduced by: W. Henry Maxwell | all patrons ... notes | add to my profiles
SUMMARY AS PASSED: (all summaries)
Consumer credit information. Requests public and private institutions of higher education to provide information on consumer credit and the dangers of substantial credit card debt to students and their parents during freshman orientation, and together with other notices, bills, and information. For many students, the use of credit cards has become a way of life and few students know or understand the principles and benefits of sound money management and good credit. Many college students exacerbate their situation by adding credit card debt to student loan debt. In many instances they graduate without a job, owing substantial credit card balances and student loans, while plagued by poor credit. Minority and low-income students generally have less resources for college and are more vulnerable to the credit card message. Because many employers conduct a credit check on prospective employees, college students and their parents need to be aware that poor credit can follow them, affecting their housing options, the ability to buy a car, the ability to complete undergraduate school or to pursue graduate education and professional school, and the ability to obtain employment.
This resolution is a recommendation of the Joint Subcommittee Studying the Status and Needs of African-American Males in Virginia.
FULL TEXT
- 01/21/99 Senate: Presented & ordered printed 991099705 pdf
- 03/11/99 Senate: Bill text as passed Senate and House (SJ421ER) pdf
HISTORY
- 01/21/99 Senate: Presented & ordered printed 991099705
- 01/21/99 Senate: Referred to Committee on Rules
- 02/02/99 Senate: Reported from Rules by voice vote
- 02/03/99 Senate: Reading waived (40-Y 0-N)
- 02/03/99 Senate: VOTE: (40-Y 0-N)
- 02/04/99 Senate: Read second time and engrossed
- 02/04/99 Senate: Reading waived (39-Y 0-N)
- 02/04/99 Senate: VOTE: (39-Y 0-N)
- 02/04/99 Senate: Agreed to by Senate by voice vote
- 02/04/99 Senate: Rec. of passage agreed to by Senate (39-Y 1-N)
- 02/04/99 Senate: VOTE: (39-Y 1-N)
- 02/04/99 Senate: Agreed to by Senate by voice vote
- 02/04/99 Senate: Communicated to House
- 02/06/99 House: Placed on Calendar
- 02/07/99 House: Referred to Committee on Education
- 02/15/99 House: Reported from Education (24-Y 0-N)
- 02/17/99 House: Agreed to by House (Block Vote) (98-Y 0-N)
- 02/17/99 House: VOTE: BLOCK VOTE PASSAGE (98-Y 0-N)
- 03/11/99 Senate: Bill text as passed Senate and House (SJ421ER)