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2018 SESSION

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SB 16 Security freezes; fees for placing on a consumer's credit report.

Introduced by: J. Chapman Petersen | all patrons    ...    notes | add to my profiles | history

SUMMARY AS PASSED SENATE:

Security freezes; fees. Reduces the maximum amount that a credit reporting agency may charge to place, remove, or lift a security freeze on a consumer's credit report from $10 to $5. This bill is identical to HB 1027 and incorporates SB 18, SB 22, SB 38, SB 62, and SB 659.

SUMMARY AS INTRODUCED:

Security freezes; fees. Prohibits a credit reporting agency from requiring a consumer to pay a fee to place a security freeze on the consumer's credit report. Currently, a consumer may be required to pay a fee of no more than $10 to place a security freeze on his credit report. Victims of identity theft are currently exempt from the fee.