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2008 SESSION

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HB 897 Credit reports; authorizes consumer to freeze access thereto.

Introduced by: Matthew J. Lohr | all patrons    ...    notes | add to my profiles

SUMMARY AS INTRODUCED:

Security freezes on credit reports; penalty.  Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report or any information in it without the consumer’s express authorization.  The measure provides a means by which a consumer may release his report, permanently, temporarily, or to a specific third party.  Consumer reporting agencies may not charge a fee for setting up or lifting a freeze.  A violation is a prohibited practice under the Consumer Protection Act.  This bill is incorporated into HB 1311.


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