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2008 SESSION
HB 607 Credit reports; authorizes consumer to freeze access thereto.
Introduced by: Albert C. Eisenberg | all patrons ... notes | add to my profiles
SUMMARY AS INTRODUCED:
Freezing access to credit reports. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A consumer reporting agency may charge a fee of no more than $5 for establishing a freeze, removing a freeze, or temporarily lifting a freeze; however, victims of identity theft shall not be charged a fee. Violations are a prohibited practice under the Consumer Protection Act. This bill is incorporated into HB 1311.
FULL TEXT
HISTORY
- 01/08/08 House: Prefiled and ordered printed; offered 01/09/08 088217496
- 01/08/08 House: Referred to Committee on Commerce and Labor
- 01/25/08 House: Assigned C & L sub: 2
- 01/29/08 House: Incorporated by Commerce and Labor (HB1311-Byron) by voice vote