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2008 SESSION
HB 175 Credit reports; authorizes military personnel and their spouses to freeze access thereto.
Introduced by: Onzlee Ware | all patrons ... notes | add to my profiles
SUMMARY AS INTRODUCED:
Credit reports; military personnel and their spouses. Authorizes Virginia domiciled members of the armed services and their spouses to freeze access to their credit reports. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer's express authorization. The measure provides a means by which the service member or spouse can release his report. A consumer reporting agency may charge a fee of no more than $5 for establishing a freeze, removing a freeze, or temporarily lifting a freeze. The measure also prohibits a credit account from being opened in the name of such a consumer who has a security freeze in effect without his express prior written authorization. Violations are prohibited practices under the Virginia Consumer Protection Act. This bill is incorporated into HB 1311.
FULL TEXT
HISTORY
- 12/26/07 House: Prefiled and ordered printed; offered 01/09/08 081056776
- 12/26/07 House: Referred to Committee on Commerce and Labor
- 01/14/08 House: Assigned C & L sub: 2
- 01/29/08 House: Incorporated by Commerce and Labor (HB1311-Byron) by voice vote