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2007 SESSION
HB 1877 Credit report; individual who is victim of identity theft may freeze access thereto.
Introduced by: C. Charles Caputo | all patrons ... notes | add to my profiles
SUMMARY AS INTRODUCED:
Credit report security freeze; penalties. Authorizes an individual who is a victim of identity theft to freeze access to his credit report. If an identity theft victim has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the identity theft victim’s express authorization. The measure provides a means by which an identity theft victim can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A consumer reporting agency shall not charge a fee for establishing a freeze, removing a freeze, or temporarily lifting a freeze. Violations are a prohibited practice under the Consumer Protection Act.
FULL TEXT
HISTORY
- 01/04/07 House: Prefiled and ordered printed; offered 01/10/07 074214262
- 01/04/07 House: Referred to Committee on Commerce and Labor
- 01/16/07 House: Stricken from docket by Commerce and Labor by voice vote