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2007 SESSION

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HB 1877 Credit report; individual who is victim of identity theft may freeze access thereto.

Introduced by: C. Charles Caputo | all patrons    ...    notes | add to my profiles

SUMMARY AS INTRODUCED:

Credit report security freeze; penalties.  Authorizes an individual who is a victim of identity theft to freeze access to his credit report. If an identity theft victim has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the identity theft victim’s express authorization. The measure provides a means by which an identity theft victim can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze.  A consumer reporting agency shall not charge a fee for establishing a freeze, removing a freeze, or temporarily lifting a freeze. Violations are a prohibited practice under the Consumer Protection Act.


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