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2005 SESSION
HB 1772 Homeowners insurance; policy nonrenewals for claims from other than natural causes.
Introduced by: James H. Dillard-resigned 9/1 | all patrons ... notes | add to my profiles
SUMMARY AS PASSED HOUSE: (all summaries)
Homeowners insurance; grounds for nonrenewals. Prohibits an insurer or agent from refusing to renew a homeowner's insurance policy after the homeowner is insured with such insurer for seven years or longer, solely because of a claim resulting primarily from other than natural causes, unless the claim is the result of a substantial increase, subsequent to the date the policy was issued or renewed, in the risk of loss that the insurer assumed under the policy. A substantial increase in risk of loss includes physical changes that result in the property becoming uninsurable, criminal conduct that increases the probability that an insured peril will occur, and reckless acts or omissions that increase the probability that a peril insured against will occur.
FULL TEXT
- 01/03/05 House: Prefiled & ordered printed; offered 01/12/05 051382292 pdf | impact statement
- 02/04/05 House: Committee substitute printed 054220292-H1 pdf | impact statement
HISTORY
- 01/03/05 House: Prefiled & ordered printed; offered 01/12/05 051382292
- 01/03/05 House: Referred to Committee on Commerce and Labor
- 02/03/05 House: Reported from C. & L. with substitute (17-Y 4-N)
- 02/04/05 House: Committee substitute printed 054220292-H1
- 02/05/05 House: Read first time
- 02/07/05 House: Read second time
- 02/07/05 House: Committee substitute agreed to 054220292-H1
- 02/07/05 House: Engrossed by House - committee substitute HB1772H1
- 02/08/05 House: Read third time and passed House (77-Y 20-N)
- 02/08/05 House: VOTE: PASSAGE (77-Y 20-N)
- 02/08/05 House: Reconsideration of passage agreed to by House
- 02/08/05 House: Passed House (79-Y 19-N)
- 02/08/05 House: VOTE: PASSAGE #2 (79-Y 19-N)
- 02/08/05 House: Communicated to Senate
- 02/09/05 Senate: Constitutional reading dispensed
- 02/09/05 Senate: Referred to Committee on Commerce and Labor
- 02/21/05 Senate: Passed by indefinitely in C. & L. (13-Y 1-N 1-A)