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2014 SESSION

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HB 1166 Group accident and sickness insurance; blanket policies.

Introduced by: Riley E. Ingram | all patrons    ...    notes | add to my profiles

SUMMARY AS PASSED HOUSE: (all summaries)

Blanket group accident and sickness insurance policies. Authorizes the delivery of blanket accident and sickness insurance policies. A blanket policy is a form of limited accident and sickness insurance that is defined as an excepted benefit and that provides coverage for specified circumstances and specific classes of persons defined in a policy issued to a master policyholder. Blanket insurance need not specifically name the persons covered, though a statement of the coverage provided may be given, or required by the policy to be given, to eligible persons. An individual application need not be required from a covered person and the insurer is not required to furnish a certificate to each covered person. A blanket accident and sickness insurance policy is required to conform to one of 12 specific categories or to any other risk or class of risks that, in the discretion of the State Corporation Commission, may be subject to the issuance of such a policy. Any benefits payable under the blanket policy are required to be paid directly to the covered person.


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