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2018 SESSION

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HB 1232 Security freezes; fees.

Introduced by: C.E. Cliff Hayes, Jr. | all patrons    ...    notes | add to my profiles

SUMMARY AS INTRODUCED:

Security freezes; fees. Prohibits a credit reporting agency from requiring a consumer to pay a fee to place a security freeze on the consumer's credit report if the consumer has not previously requested the placement of a security freeze from the consumer reporting agency. Currently, a consumer may be required to pay a fee of no more than $10 to place a security freeze on his credit report. The measure does not prohibit a consumer reporting agency from charging a fee to temporarily lift or to remove a security freeze or to place a security freeze on the consumer's credit report if it is the second or subsequent request for placement of a security freeze. Victims of identity theft are currently exempt from the fee.


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