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- Subject Index: Since 1995
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Developed and maintained by the Division of Legislative Automated Systems.
1999 SESSION
HB 2283 Guaranteed availability of individual health insurance coverage.
Introduced by: Harvey B. Morgan | all patrons ... notes | add to my profiles
SUMMARY AS ENACTED WITH GOVERNOR'S RECOMMENDATION: (all summaries)
Accident and sickness insurance; guaranteed availability of individual health insurance coverage. Requires health insurance issuers to include questions on forms for individual health insurance that will enable the health insurance issuer to determine whether an applicant qualifies as an “eligible individual.” “Eligible individuals” must be issued individual health insurance coverage without a preexisting conditions limitation if the coverage is issued within 63 days of termination of coverage under a prior group health insurance contract.
The bill also limits the use of preexisting condition exclusions in health care coverage policies and plans issued by Virginia-regulated health insurers, health maintenance organizations, and corporations furnishing subscription contracts for health care coverage. A “preexisting condition exclusion” is generally defined as a limitation or exclusion of benefits relating to a medical condition present before coverage under a policy or plan was applied for or obtained, regardless of whether the condition was diagnosed or treated before that time. The bill’s provisions stipulate that limitations for preexisting conditions exclusions for health insurance coverage offered by a health insurance issuer in the individual market must be the same as that offered by a health insurance issuer in connection with a group plan in the small or large group market. The bill also reduces the preexisting conditions exclusion period from 12 to six months, and from 18 to 12 months for a late enrollee. Finally, the bill redefines an “eligible individual” to reduce the aggregate of the periods of creditable coverage from 18 or more months to 12 or more months. It also includes individual health insurance coverage in the list of health insurance coverages that will be considered the most recent prior creditable coverage.
FULL TEXT
- 01/21/99 House: Presented & ordered printed 993452828 pdf
- 02/15/99 Senate: Committee substitute printed 990267655-S1 pdf
- 03/09/99 House: Bill text as passed House and Senate (HB2283ER) pdf
- 04/07/99 House: Reenrolled bill text (HB2283ER2) pdf
- 04/15/99 Governor: Acts of Assembly Chapter text (CHAP1004) pdf
AMENDMENTS
HISTORY
- 01/21/99 House: Presented & ordered printed 993452828
- 01/21/99 House: Referred to Committee on Corporations, Insurance and Banking
- 01/26/99 House: Reported from Corp., Ins. & Banking (26-Y 0-N)
- 01/27/99 House: Read first time
- 01/28/99 House: Read second time and engrossed
- 01/29/99 House: Read third time and passed House (97-Y 0-N)
- 01/29/99 House: VOTE: PASSAGE (97-Y 0-N 1-A)
- 01/29/99 House: Communicated to Senate
- 02/01/99 Senate: Constitutional reading dispensed
- 02/01/99 Senate: Referred to Committee on Commerce and Labor
- 02/15/99 Senate: Reported from C. & L. with substitute (15-Y 0-N)
- 02/15/99 Senate: Committee substitute printed 990267655-S1
- 02/16/99 Senate: Constitutional reading dispensed (40-Y 0-N)
- 02/16/99 Senate: VOTE: CONST. RDG. DISPENSED R (40-Y 0-N)
- 02/17/99 Senate: Read third time
- 02/17/99 Senate: Reading of substitute waived
- 02/17/99 Senate: Committee substitute agreed to 990267655-S1
- 02/17/99 Senate: Engrossed by Senate - comm. sub. 990267655-S1
- 02/17/99 Senate: Passed Senate with substitute (40-Y 0-N)
- 02/17/99 Senate: VOTE: PASSAGE R (40-Y 0-N)
- 02/18/99 House: Placed on Calendar
- 02/19/99 House: Passed by for the day
- 02/22/99 House: Passed by for the day
- 02/23/99 House: Senate substitute rejected by House (2-Y 91-N)
- 02/23/99 House: VOTE: ADOPTION (2-Y 91-N)
- 02/23/99 House: Reconsideration of Senate substitute agreed to by House
- 02/23/99 House: Passed by for the day
- 02/24/99 House: Passed by for the day
- 02/24/99 House: Passed by for the day
- 02/25/99 House: Senate substitute agreed to by House (86-Y 0-N)
- 02/25/99 House: VOTE: ADOPTION (86-Y 0-N 1-A)
- 03/09/99 House: Bill text as passed House and Senate (HB2283ER)
- 03/12/99 House: Enrolled
- 03/12/99 House: Signed by Speaker
- 03/15/99 Senate: Signed by President
- 03/29/99 House: Governor's recommendation received by House
- 04/07/99 House: Placed on Calendar
- 04/07/99 House: House concurred in Gov's recommendation (93-Y 2-N)
- 04/07/99 House: VOTE: ADOPTION (93-Y 2-N 2-A)
- 04/07/99 Senate: Senate concurred in Gov's recommendation (39-Y 0-N)
- 04/07/99 Senate: VOTE: ADOPT GOV. RECOMM. (39-Y 0-N)
- 04/07/99 Governor: Governor's recommendation adopted
- 04/07/99 House: Reenrolled
- 04/07/99 House: Signed by Speaker as reenrolled
- 04/07/99 Senate: Signed by President as reenrolled
- 04/07/99 House: Enacted, Chapter 1004 (effective 7/1/99)
- 04/07/99 House: Reenrolled bill text (HB2283ER2)
- 04/15/99 Governor: Acts of Assembly Chapter text (CHAP1004)