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1998 SESSION

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HB 854 Health insurance; small employer market.

Introduced by: Harvey B. Morgan | all patrons    ...    notes | add to my profiles

SUMMARY:

Accident and sickness insurance; small employer market. Provides that essential and standard health benefit plans issued to small employers be rated on a "modified community" basis. Small employers consist of groups of two to 50 employees. Currently, modified community rating is applicable only to standard and essential health benefit plans issued by health insurance issuers to primary small employers, which are groups of two to 25 employees. Modified community rating uses demographic factors, such as age, gender, and geographic area. A group's rate can be adjusted 20 percent higher or lower based on claims experience, health status, duration or other risk classification factors.


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