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1998 SESSION

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HB 675 Insurance; misrepresentation in documents and communications.

Introduced by: Frank D. Hargrove, Sr. | all patrons    ...    notes | add to my profiles

SUMMARY:

Insurance; misrepresentation in insurance documents and communications. Expands insurance consumer protection laws governing misrepresentations in insurance documents and communications. Under current law, only misrepresentations in insurance applications are explicitly proscribed. The bill (i) extends prohibitions against misrepresentations contained in current law to all insurance documents and all forms of insurance-related communications, (ii) prohibits agents and others from forging signatures of proposed insureds, insurance applicants, policyowners, claimants and others, and (iii) prohibits agents and others from obtaining signatures under false pretenses, and using such changes to accomplish insurance-related changes not actually authorized by the individuals whose signatures are thus obtained.


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