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2024 SESSION

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HB 1370 Health care providers, certain; reporting of medical debt to consumer reporting agencies prohibited.

Introduced by: Karrie K. Delaney | all patrons    ...    notes | add to my profiles | history

SUMMARY AS PASSED:

Reporting of medical debt to consumer reporting agencies by certain health care providers; prohibited. Prohibits certain medical care facilities, certain health care professionals, and emergency medical services agencies from reporting any portion of a medical debt, defined in the bill, to a consumer reporting agency. The bill prohibits collection entities collecting or attempting to collect a medical debt from reporting such collection or attempts to collect to a consumer reporting agency. The bill provides that a willful violation of such provisions constitutes a prohibited practice under the Virginia Consumer Protection Act.

SUMMARY AS PASSED HOUSE:

Reporting of medical debt to consumer reporting agencies by certain health care providers; prohibited. Prohibits certain medical care facilities, certain health care professionals, and emergency medical services agencies from reporting any portion of a medical debt, defined in the bill, to a consumer reporting agency. The bill prohibits collection entities collecting or attempting to collect a medical debt from reporting such collection or attempts to collect to a consumer reporting agency. The bill provides that a willful violation of such provisions constitutes a prohibited practice under the Virginia Consumer Protection Act.

SUMMARY AS INTRODUCED:

Reporting of medical debt to consumer reporting agencies by certain health care providers; prohibited. Prohibits certain medical care facilities, certain health care professionals, and emergency medical services agencies from reporting any portion of a medical debt, defined in the bill, to a consumer reporting agency. The bill requires such facilities, professionals, and agencies to include a provision in any contract entered into with a collection entity, defined in the bill, for the purchase or collection of medical debt that prohibits the reporting of any portion of such medical debt to a consumer reporting agency. The bill provides that any portion of a medical debt reported to a consumer reporting agency in violation of such prohibition or requirement is void.