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2019 SESSION
HB 2230 Insurance; use of credit rating.
Introduced by: Lamont Bagby | all patrons ... notes | add to my profiles
SUMMARY AS INTRODUCED:
Insurance; use of credit rating. Clarifies what constitutes adverse action in the use of credit in the rating and underwriting of homeowners and private passenger automobile insurance policies. An insurer is required to notify the applicant or insured when an insurer takes adverse action based on credit information. The measure conforms the definition of adverse action to the U.S. Supreme Court's decision in Safeco Insurance Company v. Burr, in which it held that an adverse action has occurred only when the use of credit information puts the applicant or insured in a worse position than if credit had not been considered.
FULL TEXT
- 01/08/19 House: Prefiled and ordered printed; offered 01/09/19 19103008D pdf | impact statement
- 02/22/19 House: Bill text as passed House and Senate (HB2230ER) pdf | impact statement
- 03/21/19 Governor: Acts of Assembly Chapter text (CHAP0704) pdf
HISTORY
- 01/08/19 House: Prefiled and ordered printed; offered 01/09/19 19103008D
- 01/08/19 House: Referred to Committee on Commerce and Labor
- 01/22/19 House: Reported from Commerce and Labor (21-Y 0-N)
- 01/24/19 House: Read first time
- 01/25/19 House: Read second time and engrossed
- 01/28/19 House: Read third time and passed House BLOCK VOTE (99-Y 0-N)
- 01/28/19 House: VOTE: BLOCK VOTE PASSAGE (99-Y 0-N)
- 01/29/19 Senate: Constitutional reading dispensed
- 01/29/19 Senate: Referred to Committee on Commerce and Labor
- 02/11/19 Senate: Reported from Commerce and Labor (13-Y 0-N)
- 02/13/19 Senate: Constitutional reading dispensed (39-Y 0-N)
- 02/14/19 Senate: Passed by for the day
- 02/15/19 Senate: Passed by for the day
- 02/18/19 Senate: Passed by for the day
- 02/19/19 Senate: Read third time
- 02/19/19 Senate: Passed Senate (40-Y 0-N)
- 02/22/19 House: Enrolled
- 02/22/19 House: Bill text as passed House and Senate (HB2230ER)
- 02/22/19 House: Signed by Speaker
- 02/22/19 Senate: Signed by President
- 03/04/19 House: Enrolled Bill communicated to Governor on March 4, 2019
- 03/04/19 Governor: Governor's Action Deadline Midnight, March 26, 2019
- 03/21/19 Governor: Approved by Governor-Chapter 704 (effective 7/1/19)
- 03/21/19 Governor: Acts of Assembly Chapter text (CHAP0704)