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2018 SESSION

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HB 1027 Security freezes; fees for placing on a consumer's credit report.

Introduced by: Les R. Adams | all patrons    ...    notes | add to my profiles | history

SUMMARY AS PASSED HOUSE:

Security freezes; fees. Reduces the maximum amount that a credit reporting agency may charge to place, remove, or lift a security freeze on a consumer's credit report from $10 to $5. This bill is identical to SB 16.

SUMMARY AS INTRODUCED:

Security freezes; fees. Prohibits a credit reporting agency from requiring a consumer to pay a fee to place, remove, or lift a security freeze on the consumer's credit report if the request therefor is received electronically. If the request is submitted to the consumer reporting agency by mail or by telephone, the consumer reporting agency may charge a fee not exceeding $3. Victims of identity theft are exempt from the fee. Currently, a consumer may be required to pay a fee of no more than $10 to place a security freeze on his credit report.