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2015 SESSION

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HB 2086 Motor vehicle liability insurance; coverage for damage to covered property.

Introduced by: C. Matthew Fariss | all patrons    ...    notes | add to my profiles

SUMMARY AS INTRODUCED:

Motor vehicle insurance; liability for damage to covered property. Requires motor vehicle liability insurance policies to provide coverage for damage to covered property resulting from a collision in which the insured motor vehicle strikes covered property. Liability under this section shall not be conditioned upon negligence or recklessness in the operation of the insured motor vehicle. This measure defines covered property as a building, structure, or improvement on real property; personal property located in a building or structure; or a motor vehicle that at the time of the collision is parked or stationary at a location and in a manner that is not in violation of any applicable law or ordinance. The measure also prohibits an insurer from denying a claim on grounds that the proximate cause of the collision was the negligent, reckless, or intentional act of any other person. The insurer may bring a subrogation action to enforce the legal liability of any other person or party.


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