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2014 SESSION
HB 543 Security freezes; protected consumers, penalties.
Introduced by: Eileen Filler-Corn | all patrons ... notes | add to my profiles
SUMMARY AS PASSED HOUSE: (all summaries)
Security freezes; protected consumers; penalties. Establishes a procedure by which a protected consumer's representative may request that a consumer reporting agency place a security freeze on the protected consumer's credit report. A protected consumer is an individual resident of the Commonwealth who is (i) younger than age 16 at the time a request for the placement of a security freeze is made or (ii) an incapacitated person for whom a guardian or conservator has been appointed. If a freeze is established for a protected consumer, a consumer reporting agency is prohibited from releasing the protected consumer's credit report, any information derived from it, or any record created for the protected consumer, unless the freeze is removed. A fee of up to $10 may be charged for placing or removing a freeze, except identity theft victims and persons under age 16 for whom the agency has a credit report are not required to pay a fee. Willful violations are subject to a civil penalty of up to $1,000. The measure will become effective January 1, 2015.
FULL TEXT
- 01/06/14 House: Prefiled and ordered printed; offered 01/08/14 14101745D pdf | impact statement
- 01/30/14 House: Committee substitute printed 14104013D-H1 pdf | impact statement
- 03/04/14 House: Bill text as passed House and Senate (HB543ER) pdf | impact statement
- 04/04/14 Governor: Acts of Assembly Chapter text (CHAP0570) pdf
HISTORY
- 01/06/14 House: Prefiled and ordered printed; offered 01/08/14 14101745D
- 01/06/14 House: Referred to Committee on Commerce and Labor
- 01/16/14 House: Assigned C & L sub: Subcommittee #2
- 01/23/14 House: Subcommittee recommends reporting with amendment(s) (9-Y 0-N)
- 01/30/14 House: Reported from Commerce and Labor with substitute (20-Y 0-N)
- 01/30/14 House: Committee substitute printed 14104013D-H1
- 02/03/14 House: Read first time
- 02/04/14 House: Read second time
- 02/04/14 House: Committee substitute agreed to 14104013D-H1
- 02/04/14 House: Engrossed by House - committee substitute HB543H1
- 02/05/14 House: Read third time and passed House BLOCK VOTE (95-Y 0-N)
- 02/05/14 House: VOTE: BLOCK VOTE PASSAGE (95-Y 0-N)
- 02/06/14 Senate: Constitutional reading dispensed
- 02/06/14 Senate: Referred to Committee on Commerce and Labor
- 02/24/14 Senate: Reported from Commerce and Labor (16-Y 0-N)
- 02/26/14 Senate: Constitutional reading dispensed (38-Y 0-N)
- 02/27/14 Senate: Read third time
- 02/27/14 Senate: Passed Senate (40-Y 0-N)
- 03/04/14 House: Enrolled
- 03/04/14 House: Bill text as passed House and Senate (HB543ER)
- 03/04/14 House: Signed by Speaker
- 03/07/14 Senate: Signed by President
- 04/04/14 Governor: Approved by Governor-Chapter 570 (effective 1/1/15)
- 04/04/14 Governor: Acts of Assembly Chapter text (CHAP0570)