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2013 SESSION
HB 1869 Long-term care insurance; notice of lapse and reinstatement.
Introduced by: Jennifer L. McClellan | all patrons ... notes | add to my profiles
SUMMARY AS INTRODUCED:
Long-term care insurance; notice of lapse and reinstatement. Requires an insurer issuing a policy of long-term care insurance to give the policyholder or certificateholder, and a person designated by the policyholder or certificateholder to receive notice of lapse or termination of the policy or certificate for nonpayment of premium, at least 60 days' notice by registered mail or commercial delivery service, return receipt requested, prior to the lapse or termination of the policy for nonpayment of premium. The policy or certificate shall include a provision that allows the coverage to be reinstated after lapsing if the insurer is provided proof that the policyholder or certificateholder was cognitively impaired or had a loss of functional capacity before the expiration of the grace period. Currently, a State Corporation Commission regulation requires that a 30-day notice of termination for nonpayment of premium be sent by first-class mail.
FULL TEXT
HISTORY
- 01/08/13 House: Prefiled and ordered printed; offered 01/09/13 13100503D
- 01/08/13 House: Referred to Committee on Commerce and Labor
- 01/31/13 House: Tabled in Commerce and Labor by voice vote