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2008 SESSION

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HB 35 Credit reports; authorizes consumer to freeze access thereto.

Introduced by: G. Glenn Oder | all patrons    ...    notes | add to my profiles

SUMMARY AS INTRODUCED:

Security freezes on credit reports; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report or any information in it without the consumer's express authorization. The measure provides a means by which a consumer may release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer up to $5 for each freeze, removal of the freeze, or temporary lift of the freeze; however, no charge shall be assessed to victims of identity theft or to consumers age 65 or older. A violation is a prohibited practice under the Consumer Protection Act. This bill is incorporated into HB 1311.

FULL TEXT

• 12/04/07  House: Prefiled and ordered printed; offered 01/09/08 084429668  pdf | impact statement

HISTORY

• 12/04/07  House: Prefiled and ordered printed; offered 01/09/08 084429668
• 12/04/07  House: Referred to Committee on Commerce and Labor
• 01/14/08  House: Assigned C & L sub: 2
• 01/29/08  House: Incorporated by Commerce and Labor (HB1311-Byron) by voice vote