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2008 SESSION

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HB 16 Credit reports; authorizes an individual to freeze access thereto.

Introduced by: R. Lee Ware, Jr. | all patrons    ...    notes | add to my profiles

SUMMARY AS INTRODUCED:

Credit report security freeze; penalties. Authorizes an individual to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer's express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A consumer reporting agency may charge a fee of no more than $5 for establishing a freeze, removing a freeze, or temporarily lifting a freeze. Violations are a prohibited practice under the Consumer Protection Act. This bill is incorporated into HB 1311.

FULL TEXT

• 11/27/07  House: Prefiled and ordered printed; offered 01/09/08 084325780  pdf | impact statement

HISTORY

• 11/27/07  House: Prefiled and ordered printed; offered 01/09/08 084325780
• 11/27/07  House: Referred to Committee on Commerce and Labor
• 01/14/08  House: Assigned C & L sub: 2
• 01/29/08  House: Incorporated by Commerce and Labor (HB1311-Byron) by voice vote