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2008 SESSION
HB 1505 Payday Loan Act; requires SCC to contract with one or more parties to develop, etc. database.
Introduced by: Samuel A. Nixon, Jr. | all patrons ... notes | add to my profiles
SUMMARY AS PASSED HOUSE: (all summaries)
Payday Loan Act; database. Requires the State Corporation Commission, by January 1, 2009, to certify and contract with one or more third parties to develop, implement, and maintain an Internet-accessible database, and requires payday lenders to query the database prior to making any loan to determine whether an applicant is eligible for the loan. A fee of not more than $1 may be charged to defray the costs of using the database. The database provider will own the information contained in the database and be responsible for protecting the confidentiality and security of information in the database. The proceeds from the fees shall be used only for the payment of the expenses of the administration of the Payday Loan Act and of the performance of other functions of the Bureau of Financial Institutions.
FULL TEXT
- 01/17/08 House: Presented and ordered printed 088817656 pdf | impact statement
- 02/08/08 House: Printed as engrossed 088817656-E pdf | impact statement
AMENDMENTS
HISTORY
- 01/17/08 House: Presented and ordered printed 088817656
- 01/17/08 House: Referred to Committee on Commerce and Labor
- 02/05/08 House: Reported from Commerce and Labor with amendment (21-Y 0-N)
- 02/07/08 House: Read first time
- 02/08/08 House: Read second time
- 02/08/08 House: Committee amendment agreed to
- 02/08/08 House: Engrossed by House as amended HB1505E
- 02/08/08 House: Printed as engrossed 088817656-E
- 02/11/08 House: Read third time and passed House BLOCK VOTE (96-Y 0-N)
- 02/11/08 House: VOTE: BLOCK VOTE PASSAGE (96-Y 0-N)
- 02/11/08 House: Reconsideration of passage agreed to by House
- 02/11/08 House: Passed House BLOCK VOTE (98-Y 0-N)
- 02/11/08 House: VOTE: BLOCK VOTE PASSAGE #2 (98-Y 0-N)
- 02/11/08 House: Communicated to Senate
- 02/12/08 Senate: Constitutional reading dispensed
- 02/12/08 Senate: Referred to Committee on Commerce and Labor
- 03/03/08 Senate: Passed by for the day in Commerce and Labor by voice vote