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2007 SESSION
SB 1030 Credit reports; authorizes an individual to freeze access thereto.
Introduced by: Jay O'Brien | all patrons ... notes | add to my profiles
SUMMARY AS INTRODUCED:
Credit report security freeze; penalties. Authorizes an individual to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which a consumer can permanently or temporarily un-freeze his report. Certain disclosures are exempt from the freeze. A consumer reporting agency may charge a fee of no more than $10 for establishing a freeze, removing a freeze, or temporarily lifting a freeze, except that a consumer reporting agency shall not charge a fee to a victim of identity theft. Violations are a prohibited practice under the Consumer Protection Act.
FULL TEXT
HISTORY
- 01/09/07 Senate: Prefiled and ordered printed; offered 01/10/07 074672784
- 01/09/07 Senate: Referred to Committee on Commerce and Labor
- 02/06/07 Senate: Left in Commerce and Labor
- 02/06/07 Senate: Letter sent to the Governor