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2007 SESSION
HB 3056 Credit reports; authorizes an individual to freeze access to his.
Introduced by: Vincent F. Callahan, Jr. | all patrons ... notes | add to my profiles
SUMMARY AS INTRODUCED:
Credit report security freeze; penalties. Authorizes an individual to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A consumer reporting agency may charge a fee of no more than $5 for establishing a freeze, removing a freeze, or temporarily lifting a freeze. Violations are a prohibited practice under the Consumer Protection Act.
FULL TEXT
HISTORY
- 01/15/07 House: Presented and ordered printed 070420260
- 01/15/07 House: Referred to Committee on Commerce and Labor
- 01/23/07 House: Tabled in Commerce and Labor by voice vote