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2006 SESSION
SB 295 Identity theft; charge of fee for security freezes.
Introduced by: Ken T. Cuccinelli, II | all patrons ... notes | add to my profiles
SUMMARY AS INTRODUCED:
Identity theft; security freezes; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer up to $25 for each freeze or removal. Certain disclosures are exempt from the freeze. A violation is a prohibited practice under the Consumer Protection Act.
FULL TEXT
HISTORY
- 01/10/06 Senate: Prefiled and ordered printed; offered 01/11/06 062614720
- 01/10/06 Senate: Referred to Committee on Commerce and Labor
- 02/14/06 Senate: Left in Commerce and Labor