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2006 SESSION
SB 218 Identity theft; authorized security freezes by certain consumers who live in nursing facility, etc.
Introduced by: Frederick M. Quayle | all patrons ... notes | add to my profiles
SUMMARY AS INTRODUCED:
Identity theft; security freezes; civil penalty. Authorizes any consumer under the age of 18 or over the age of 65 who is living in a nursing facility or other institution to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer up to $10 for each freeze, removal of the freeze, or temporary lift of the freeze. A person violating the requirements is liable to an injured person for the greater of actual damages or $1,000, and reasonable costs and attorney fees.
FULL TEXT
HISTORY
- 01/10/06 Senate: Prefiled and ordered printed; offered 01/11/06 064305800
- 01/10/06 Senate: Referred to Committee on Commerce and Labor
- 02/14/06 Senate: Left in Commerce and Labor