SEARCH SITE
VIRGINIA LAW PORTAL
- Code of Virginia
- Virginia Administrative Code
- Constitution of Virginia
- Charters
- Authorities
- Compacts
- Uncodified Acts
- RIS Users (account required)
SEARCHABLE DATABASES
- Bills & Resolutions
session legislation - Bill Summaries
session summaries - Reports to the General Assembly
House and Senate documents - Legislative Liaisons
State agency contacts
ACROSS SESSIONS
- Subject Index: Since 1995
- Bills & Resolutions: Since 1994
- Summaries: Since 1994
Developed and maintained by the Division of Legislative Automated Systems.
2006 SESSION
HB 222 Credit reports; consumer authorized to freeze access thereto, penalty.
Introduced by: Dwight Clinton Jones | all patrons ... notes | add to my profiles
SUMMARY AS INTRODUCED:
Identity theft; security freezes; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer no more than $20 for each freeze, removal of the freeze, or temporary lift of the freeze. Violations are punishable as a Class 1 misdemeanor. A person violating the requirements is liable to an injured person for the greater of actual damages or $1,000, and reasonable costs and attorney fees.
FULL TEXT
HISTORY
- 01/03/06 House: Prefiled and ordered printed; offered 01/11/06 062314364
- 01/03/06 House: Referred to Committee on Commerce and Labor
- 01/18/06 House: Assigned to Commerce and Labor sub-committee: Financial Institutions (Dudley)
- 01/26/06 House: Stricken from docket by Commerce and Labor by voice vote