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2006 SESSION

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HB 1508 Credit reports; security breaches.

Introduced by: Kenneth R. Plum | all patrons    ...    notes | add to my profiles

SUMMARY AS INTRODUCED:

Credit reports; security breaches.  Requires consumer reporting agencies to provide individuals with monthly access to their credit reports for a fee of up to $2 per report, for up to 12 reports per year. Additional reports would be available for a fee of $8. The measure also requires data collectors that keep personal information on individuals to notify a Virginia resident when there has been a breach of the security of the data. The notice shall include a description of the categories of information that were acquired by an unauthorized person and a toll-free number that the individual may use to learn what types of information were maintained about the individual. An individual receiving such a notice may obtain, at no cost, consumer credit reports beginning two months following the breach of security and continuing on a quarterly basis for two years thereafter.


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