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2005 SESSION

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HB 1156 Payday loans; cannot make loan to any State consumer, restric. on loan made by military spouse.

Introduced by: Harvey B. Morgan | all patrons    ...    notes | add to my profiles

SUMMARY AS PASSED: (all summaries)

Payday lending practices. Prohibits a licensed payday lender from entering into a payday loan with a member of the armed forces from a location that has been declared off-limits by a military base commander. With respect to payday loans to military personnel or their spouses, lenders shall not garnish military wages or conduct collection activities when the service member is deployed to a combat or combat support posting. The measure also clarifies that loans based on income tax refunds are not payday loans, and prohibits unlicensed person from engaging in payday loans or arranging or brokering payday loans for consumers residing in Virginia, whether or not the lender has a location in Virginia.

FULL TEXT

• 01/14/04  House: Presented & ordered printed, prefiled 01/14/04 040465100  pdf
• 12/10/04  House: Introduced bill reprinted 040465100  pdf
• 12/10/04  House: Committee substitute printed 054108428-H1  pdf | impact statement
• 01/18/05  House: Floor substitute printed 054191428-H2 (Morgan)  pdf | impact statement
• 03/02/05  House: Bill text as passed House and Senate (HB1156ER)  pdf | impact statement
• 03/31/05  Governor: Acts of Assembly Chapter text (CHAP0571)  pdf

HISTORY

• 01/14/04  House: Presented & ordered printed, prefiled 01/14/04 040465100
• 01/14/04  House: Referred to Committee on Commerce and Labor
• 02/05/04  House: Continued to 2005 in Commerce and Labor (22-Y 0-N)
• 12/08/04  House: Reported from C. & L. with substitute (14-Y 0-N)
• 12/10/04  House: Introduced bill reprinted 040465100
• 12/10/04  House: Committee substitute printed 054108428-H1
• 01/13/05  House: Read first time
• 01/14/05  House: Passed by for the day
• 01/17/05  House: Passed by for the day
• 01/18/05  House: Read second time
• 01/18/05  House: Committee substitute 054108428-H1 rejected
• 01/18/05  House: Floor substitute printed 054191428-H2 (Morgan)
• 01/18/05  House: Substitute by Del. Morgan agreed to 054191428-H2
• 01/18/05  House: Engrossed by House - floor substitute HB1156H2
• 01/19/05  House: Passed by for the day
• 01/20/05  House: Passed by for the day
• 01/21/05  House: Passed by for the day
• 01/24/05  House: Read third time
• 01/24/05  House: Pending question ordered
• 01/24/05  House: Passed House (66-Y 30-N)
• 01/24/05  House: VOTE: PASSAGE (66-Y 30-N)
• 01/24/05  House: Communicated to Senate
• 01/25/05  Senate: Constitutional reading dispensed
• 01/25/05  Senate: Referred to Committee on Commerce and Labor
• 02/14/05  Senate: Reported from Commerce and Labor (15-Y 0-N)
• 02/16/05  Senate: Constitutional reading dispensed (40-Y 0-N)
• 02/16/05  Senate: VOTE: CONST. RDG. DISPENSED R (40-Y 0-N)
• 02/17/05  Senate: Read third time
• 02/17/05  Senate: Passed Senate (40-Y 0-N)
• 02/17/05  Senate: VOTE: PASSAGE (40-Y 0-N)
• 03/02/05  House: Bill text as passed House and Senate (HB1156ER)
• 03/02/05  House: Enrolled
• 03/03/05  House: Signed by Speaker
• 03/04/05  Senate: Signed by President
• 03/22/05  Governor: Approved by Governor-Chapter 571 (effective 7/1/05)
• 03/31/05  Governor: Acts of Assembly Chapter text (CHAP0571)