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2001 SESSION

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HB 2063 Health insurance; breast cancer as a preexisting condition.

Introduced by: Michele B. McQuigg | all patrons    ...    notes | add to my profiles

SUMMARY AS PASSED: (all summaries)

Health insurance; breast cancer as a preexisting condition. Prohibits (i) insurers proposing to issue group accident and sickness insurance policies or individual health insurance coverage providing hospital, medical and surgical, major medical or cancer-only coverage on an expense-incurred basis, and Medicare or similar plans; (ii) corporations providing individual or group accident and sickness subscription contracts; and (iii) health maintenance organizations providing a health care plan for health care services from denying the issuance or renewal of, or cancelling, a policy, contract or plan, or including an exception or exclusion of benefits, for persons who have a high risk of breast cancer or who have had breast cancer but have been free of the disease for at least five years. Benefits shall be provided with durational limits, deductibles, coinsurance factors, and copayments that are no less favorable than for physical illness generally. Such carriers shall not consider routine follow-up care after a person has been determined cancer-free for purposes of determining a preexisting condition unless laboratory evidence of breast cancer is found during or as a result of the follow-up care.


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